Blog
News, explainers, and practical tips on credit cards in India.
Does Having Multiple Credit Cards Hurt Your CIBIL Score?
18 March 2026
Holding several credit cards doesn't automatically damage your CIBIL score — what actually matters is how you manage due dates and utilization.
Best Credit Cards for Flipkart Shopping in India
18 March 2026
Which credit card actually pays off on Flipkart, including the co-branded Flipkart Axis Bank card, alternatives.
Axis Neo Card Review: A Practical First Credit Card
18 March 2026
A review of the Axis Bank Neo Credit Card's low fees, dining and grocery rewards, and everyday partner discounts for first-time cardholders.
Standard Chartered EaseMyTrip Credit Card Review: Cheap to Hold, Strong on One App
17 March 2026
A practical review of the Standard Chartered EaseMyTrip Credit Card: flat flight and hotel discounts, 10X points on EaseMyTrip bookings, a ₹350 fee and why it works best as a booking-only card.
Axis My Zone Card Review: Movies, Dining, and Lifestyle Perks
17 March 2026
A review of the Axis Bank My Zone Easy Credit Card's movie ticket cashback, dining rewards, lounge access, and fees.
Best 0% / Low Forex Markup Credit Cards in India
16 March 2026
How to evaluate zero and low forex markup credit cards in India beyond the headline rate, including hidden cross-currency fees.
Axis Bank Credit Cards: Which One Fits Your Spending
16 March 2026
A breakdown of Axis Bank's credit card range by use case — travel, cashback, and everyday spending — and how to apply.
Best Credit Cards for Amazon Shopping in India
15 March 2026
A comparison of the credit cards that actually pay the most for Amazon.in purchases, beyond just the ICICI Amazon Pay card.
How to Close a Credit Card Safely (Without Hurting Your CIBIL Score)
14 March 2026
A step-by-step guide to closing a credit card in India the right way, covering dues, reward points, NOC letters, and the CIBIL impact to watch for.
Best Credit Cards for Year-End Tax-Saving Purchases
14 March 2026
How to use credit card rewards on tax-saving investments and last-minute deductible purchases before the financial year closes, without losing the deduction.
Best Credit Cards for International Travel from India
14 March 2026
What actually matters when picking a credit card for trips abroad from India, and why the right choice depends on how you travel.
Add-On Credit Cards: How Supplementary Cards Work for Your Family
14 March 2026
Add-on cards let family members spend on your credit line without a separate application. Here's how they actually work, and where the risk sits.
Which Credit Cards Give Rewards on UPI?
13 March 2026
Linking a RuPay card to UPI doesn't automatically mean you earn rewards on those spends — here's which cards actually pay and which quietly don't.
Best Credit Cards for Air Miles in India
12 March 2026
How points-to-miles transfer ratios actually work on Indian credit cards, which airline partnerships are worth chasing.
Can You Use Mastercard Credit Cards on UPI?
11 March 2026
Mastercard credit cards can't be linked to UPI in India — here's why the network matters, and what to do if you want to scan-and-pay with credit.
Axis Bank Select Credit Card Review: Lounges and Golf on a Mid-Tier Budget
11 March 2026
An honest review of the Axis Bank Select Credit Card: flat rewards, Priority Pass lounge visits, golf rounds and a ₹3 lakh milestone that doubles most of the perks.
Are Airport Lounge Benefits Disappearing From Credit Cards?
11 March 2026
Lounge perks aren't vanishing, but they are being rationed more tightly — here's the structural reason and what it means at your next card renewal.
Credit Card vs Debit Card: Which Should You Use for Daily Spending?
10 March 2026
A practical framework for deciding between credit and debit cards for everyday purchases based on spending discipline, not just perks.
Best Credit Cards for Airport Lounge Access in India 2026
10 March 2026
Lounge access rules have quietly changed across issuers in 2026 — here's an updated checklist to verify before you rely on a card for your next flight.
Documents Required for a Credit Card in India (2026)
9 March 2026
The exact documents banks ask for when you apply for a credit card in India: ID, address, and income proof for salaried, self-employed and first-time applicants.