Blog
News, explainers, and practical tips on credit cards in India.
Can You Use Visa Credit Cards on UPI in India?
8 March 2026
No — Visa and Mastercard credit cards can't be linked to UPI in India today. Here's why, what NPCI's rules actually say, and what to do about it.
Best Credit Cards for Groceries in India (2026 Guide)
8 March 2026
Compare the top credit cards for supermarket and grocery spending in India, including flat cashback cards and category-accelerated rewards cards.
ICICI Bank Expressions Credit Card Review: Pick the Design, Then Check the Maths
6 March 2026
An honest review of the ICICI Bank Expressions card: 175+ card designs, 3 points per ₹100 worth about 0.75%, spend-gated lounge and golf perks, and how it stacks up against ICICI Coral and Amazon Pay.
How to Link a RuPay Credit Card With UPI (Step by Step)
6 March 2026
The exact steps to link a RuPay credit card to GPay, PhonePe, or Paytm and start scanning QR codes with it.
Best Credit Cards for ₹1 Lakh Monthly Spending
6 March 2026
At ₹1 lakh a month, premium cards genuinely pay off — here's how to evaluate them and why splitting spend across two cards often wins.
SBI Elite vs HDFC Regalia Gold: Which Mid-Premium Card Earns Its Fee?
5 March 2026
SBI Elite and HDFC Regalia Gold compared on fees, reward rates, milestone benefits, and lounge access for shoppers deciding between India's two biggest issuers.
Best Lifetime Free UPI Credit Cards in India
5 March 2026
No-annual-fee RuPay credit cards that link to UPI, for people who want QR-code rewards without paying anything to hold the card.
Best Credit Cards for Utility Bill Payments in India
5 March 2026
The best credit cards for paying electricity, water, gas, and broadband bills in India, and how to avoid the surcharges some billers add.
Best Credit Cards for ₹30,000 Monthly Spending
5 March 2026
A ₹30,000 monthly spender rarely needs a premium card — here's how to pick a card whose fees and rewards actually match this spend tier.
How to Improve Your CIBIL Score Using a Credit Card
4 March 2026
Practical habits like full payments, low utilization, and timely autopay that use your credit card to steadily raise your CIBIL score.
Credit Card Reward Caps Explained: How Much Can You Really Earn?
4 March 2026
A plain-English guide to per-transaction, monthly, category, and annual reward caps - and how to calculate what your card actually pays you.
Best UPI Cashback Credit Cards in India
4 March 2026
RuPay credit cards that actually pay cashback on UPI QR spends — which ones give you more than the standard 0.25-1% and where the fine print bites.
Best Credit Cards for Movies and Entertainment in India
3 March 2026
Compare the best credit cards for movie tickets, OTT subscriptions, and entertainment spending in India, including BOGO offers and cashback cards.
How Banks Are Reducing Credit Card Rewards Without You Noticing
2 March 2026
Card issuers rarely cut rewards with a bang - they trim value quietly through fine print, caps, and expiry rules most cardholders never read.
Credit Card Due Date vs Billing Date: Why the Difference Matters
2 March 2026
Confusing your billing date with your payment due date is one of the most common ways people accidentally trigger late fees and interest.
Best Credit Cards for Hotel Bookings in India
2 March 2026
Issuer travel portal discounts, MakeMyTrip and Booking.com tie-ups, and which cards actually cut your hotel bill instead of just adding points.
Best Credit Cards for Flight Bookings in India
2 March 2026
Airline discounts, convenience fee waivers, and booking portal cashback compared — what actually lowers your flight cost versus what just earns points.
Are Premium Credit Cards Still Worth Their Annual Fee?
2 March 2026
A rupee-based framework for pricing lounge access, milestones, and insurance covers on your actual usage to see if a premium card's fee pays off.
How to Improve Your Credit Card Approval Chances
1 March 2026
Practical steps to improve your chances of credit card approval in India, from CIBIL score fixes to picking the right card tier for your profile.
Credit Card Statement Cycle Explained: Dates That Actually Matter
1 March 2026
The statement date, due date, and billing cycle length interact in ways that affect both your interest-free period and your reported credit utilization.