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News, explainers, and practical tips on credit cards in India.

Software engineer working on a laptop with a credit card beside the keyboard

Best Credit Cards for IT Professionals in India (2026)

2 October 2026

The best credit cards for IT professionals in India in 2026, from fresher cashback cards to travel cards for onsite trips, with fees, caps and worked examples.

Use CaseCashbackTravelRewards
Passport, boarding pass and credit card on a world map

Credit Card Forex Markup by Bank in 2026: Full Comparison

1 October 2026

Forex markup on credit cards from SBI, HDFC, ICICI, Axis, IDFC FIRST and 10 more banks in 2026: the usual rate at each bank and its lowest-markup cards.

FeesTravelMoney Mechanics
Woman carrying shopping bags through a festive market

Best Credit Cards for AJIO Shopping in 2026

1 October 2026

Best credit cards for AJIO in 2026: Reliance SBI Card PRIME, RBL Jalsa, HSBC Live+ and SBI Cashback compared on rates, caps and fees, with worked savings per month.

ShoppingUse CaseCashback
Airport lounge window view of parked aircraft with a boarding pass on the table

IndusInd Avios Visa Infinite Review 2026: Qatar or BA Miles

30 September 2026

IndusInd Avios Visa Infinite review: ₹10,000 joining fee, 20,000 welcome Avios, 1.5% forex markup and quarterly lounges. How the maths works and who should apply.

Card ReviewIndusIndTravel
Worried man in a cafe looking at his phone

Credit Card Skimming at Petrol Pumps and ATMs: How to Stay Safe

30 September 2026

How card skimming works at petrol pumps and ATMs in India, the warning signs to look for, the card settings that limit damage, and what to do if your card is cloned.

SecurityFuelCard Basics
Financial statement stamped waived next to a calculator and pen

Best Credit Cards Under ₹5,000 Annual Fee in India (2026)

30 September 2026

The best credit cards under ₹5,000 annual fee in 2026, from Regalia Gold and Axis Select to SBI Elite and AU Zenith+, compared on rewards, lounges and waivers.

FeesPremium CardsLounge AccessRewards
Laptop showing an ICICI Bank web page with a credit card beside it on a desk

ICICI Emirates Skywards Emeralde Review 2026: For Emirates Loyalists

29 September 2026

ICICI Emirates Skywards Emeralde review: ₹10,000 fee, 2% back in Skywards Miles, 1.5% forex markup, unlimited lounges and 10,000 bonus miles. Is it worth it?

Card ReviewICICITravelLounge Access
Woman relaxing in an airport lounge with aircraft visible through the window

Credit Card International Usage: How to Enable and Control It

29 September 2026

How to switch on international usage on your credit card, set online, ATM and contactless limits, and avoid declined payments, forex surprises and fraud abroad.

SecurityTravelCard Basics
Person typing on a laptop at a wooden desk

Best Credit Cards for Nykaa Shopping in 2026

29 September 2026

Best credit cards for Nykaa in 2026: Regalia Gold 5X points, HSBC Live+ 10% online cashback, SBI Cashback and voucher cards, with savings at real spend levels.

ShoppingUse CaseCashback
Car being refuelled at a petrol pump

Best Credit Cards for FASTag Recharge in 2026

29 September 2026

Which credit cards reward FASTag recharges? IDFC FIRST Power, Axis Ace, Tata Neu Infinity and more compared, with toll-spend maths and exclusions to check.

Use CaseFuelCashback
Credit card held up next to foreign currency notes and a passport

Niyo Global Credit Card Review 2026: Zero Forex, Little Else

28 September 2026

Niyo Global credit card review: lifetime free, zero forex markup, 0.5% base cashback and no lounges. Who it suits, forex savings maths and better alternatives.

Card ReviewTravelFees
IndusInd Bank metal credit card lying on a dark slate surface

IndusInd Celesta Credit Card Review 2026: Worth ₹25,000?

28 September 2026

IndusInd Celesta review: ₹25,000 joining fee, ₹10 lakh fee waiver, unlimited domestic lounges, monthly golf and 3% on travel. Who it suits and who should skip.

Card ReviewIndusIndPremium CardsLounge Access
Person reviewing credit card bills and a budget at a kitchen table

How to Get Out of Credit Card Debt in India: A Practical Plan

28 September 2026

How to get out of credit card debt in India: stop the interest, pick avalanche or snowball, use a loan, balance transfer or EMI, and avoid settlement traps.

Money MechanicsStrategyCIBIL ScoreEMI
Premium metal credit card on a dark table next to a passport

AU Bank Zenith Plus Review 2026: 0.99% Forex, 16+16 Lounges

28 September 2026

AU Bank Zenith Plus review: ₹4,999 fee, 0.99% forex markup, 16 domestic and 16 international lounge visits, rewards maths and how it compares with Zenith.

Card ReviewAU Small Finance BankPremium CardsLounge Access
Person checking a refund notification on a phone next to a credit card

Credit Card Refund Timeline in India: How Long It Takes

27 September 2026

How long a credit card refund takes in India, from merchant returns to failed transactions, what RBI's rules say, and what to do when the money doesn't arrive.

Card BasicsMoney MechanicsSecurity
Departure board at an Indian airport showing a cancelled flight

Credit Card Chargeback for Flight Cancellation: India Guide

27 September 2026

How to get your money back with a credit card chargeback when an airline or travel portal cancels your flight and won't refund, with steps, timelines and pitfalls.

TravelCard BasicsSecurity
Traveller booking a flight on a phone at an airport departure gate

Best Credit Cards for MakeMyTrip Bookings in 2026

27 September 2026

Best credit cards for MakeMyTrip bookings in 2026: ICICI's MakeMyTrip co-brands compared with general cashback cards, with myCash maths and how to choose.

TravelUse CaseICICIRewards
Young professional comparing credit cards on a laptop

Best Credit Cards for ₹25,000 Salary in India (2026)

27 September 2026

Best credit cards for a ₹25,000 monthly salary in 2026: low-fee and lifetime-free picks you qualify for, with real reward maths and how to choose.

Use CaseCashbackCard Basics
Axis Bank credit card on a desk next to a passport and boarding pass

Scapia Axis Bank Credit Card Review 2026: Zero Forex, Zero Fee

27 September 2026

Scapia Axis Bank credit card review: lifetime free, zero forex markup, up to 20% back on Scapia travel bookings and lounge access gated by ₹20,000 monthly spend.

Card ReviewAxis BankTravelLounge Access
SBI credit card resting on a table beside shopping bags

Aditya Birla SBI Card SELECT Review 2026: Worth ₹1,499?

26 September 2026

Aditya Birla SBI Card SELECT review: ₹1,499 fee, 10% on Aditya Birla brands, 5% dining, lounge access and who should pick it over the base card.

Card ReviewSBIShoppingRewards