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News, explainers, and practical tips on credit cards in India.

Credit card statement with fee line items and a calculator

GST on Credit Card Fees and Charges Explained (2026)

26 September 2026

Which credit card charges attract 18% GST in India, from annual fees and interest to forex markup and late fees, with rupee examples and ways to pay less.

FeesMoney MechanicsCard Basics
Lit diyas, gift boxes and a credit card on a festive table decorated for Diwali

Best Credit Cards for Dhanteras 2026: Gold, Jewellery and More

26 September 2026

Best credit cards for Dhanteras 2026 shopping: up to 5% back at Tanishq and CaratLane, NeuCoins on Tata brands, 5% on Flipkart and Amazon, and gold-buying tips.

SeasonalShoppingStrategy
Two credit cards lying side by side on a wooden table

Best Credit Cards for Couples in India 2026: Share and Save

26 September 2026

The best credit cards for couples in India: add-on cards with shared lounge access, 10% back on dining and groceries, BOGO movies and smart ways to split cards.

Use CaseStrategyLounge Access
An SBI credit card on a desk beside a smartphone showing a banking app

SBI Elite vs ICICI Sapphiro: Which Premium Card Wins in 2026?

25 September 2026

SBI Elite vs ICICI Sapphiro compared on fees, waivers, dining rewards, milestones, lounge access and forex, with worked maths at ₹40,000 and ₹80,000 a month.

ComparisonSBIICICIPremium Cards
A stack of metal premium credit cards on a dark reflective surface

SBI Aurum vs HDFC Infinia: Super-Premium Card Face-Off 2026

25 September 2026

SBI Aurum vs HDFC Infinia compared on fees, rewards, SmartBuy, lounges, memberships and eligibility, with worked maths at ₹75,000 and ₹1.5 lakh a month.

ComparisonSBIHDFCPremium Cards
A rewards credit card standing beside a stack of coins on a wooden desk

Jupiter Edge Visa Credit Card Review 2026: Worth ₹999?

25 September 2026

Jupiter Edge Visa review: 10% Jewels on one chosen category (about 2% real value), 2% forex, ₹999 fee waived at ₹1.2 lakh. Who it suits and better alternatives.

Card ReviewFederal BankRewardsShopping
Person entering card details on a laptop checkout page

Best Credit Cards for Google Play and App Store Purchases 2026

25 September 2026

The best credit cards for Google Play and Apple App Store purchases in India: cards that reward online and digital spends, plus tips on subscriptions and forex.

ShoppingCashbackUse Case
Premium credit card held over an airport departure board

RBL Insignia Credit Card Review 2026: Worth ₹7,000?

24 September 2026

RBL Insignia Preferred Banking credit card review: fees, 5% base and 10% travel rates, 1.5% forex, lounges, golf, insurance, pros, cons, alternatives.

Card ReviewRBL BankPremium CardsTravel
A printed document and a blue credit card lying on a wooden table

How to Get a Credit Card Without a Salary Slip in India (2026)

24 September 2026

No salary slip? You can still get a credit card in India through an FD-backed card, ITR-based approval, a bank relationship or an add-on. Here's how each works.

Card BasicsStrategyCIBIL Score
A printed credit card statement on a desk beside a laptop showing a spreadsheet

Credit Card Spends and Income Tax Notices: Limits to Know (2026)

24 September 2026

Banks report high-value credit card payments to the tax department. See the ₹1 lakh cash and ₹10 lakh limits, what triggers a notice, and how to stay safe.

Money MechanicsCard BasicsStrategy
Person checking a credit score gauge on a smartphone with a laptop in the background

Credit Card Application Rejected? What to Do Next (2026 Guide)

24 September 2026

Credit card application rejected? See why banks decline, how to check your CIBIL report, how long to wait, and how to get approved on your next try.

Card BasicsCIBIL ScoreStrategy
Shopping bags and a credit card on a table in a bright mall

Best Credit Cards for a Dubai Trip from India (2026)

24 September 2026

Best credit cards for a Dubai trip: zero and low forex markup picks, Emirates Skywards cards, lounge access, duty-free cashback and forex cost maths.

TravelLounge AccessUse CaseICICI
A dark credit card beside a stack of coins and a percentage symbol on a wooden desk

Best Credit Cards for ₹50,000 Salary in India (2026)

24 September 2026

Earning ₹50,000 a month? These are the best credit cards you can qualify for in 2026, with fees, cashback rates, lounge access and worked savings maths.

Use CaseCashbackCard Basics
Credit card held up in front of a railway station platform

SBI IRCTC Premier vs HDFC IRCTC (2026): Best Rail Card?

23 September 2026

IRCTC SBI Card Premier vs HDFC IRCTC compared on fees, reward rate on train tickets, caps, railway lounges and fee waivers, with worked examples.

ComparisonSBIHDFCTravel
Person booking a hotel on a laptop with a credit card beside the keyboard

Best Credit Cards for Agoda and Booking.com in India (2026)

23 September 2026

Best credit cards for Agoda and Booking.com: zero-forex picks, travel reward rates, when bank portals beat direct booking, and a worked rupee example.

TravelUse CaseRewardsFees
Traveller holding a passport and credit card at an airport terminal

Scapia vs Niyo Global (2026): Best Zero-Forex Card for Travel?

22 September 2026

Federal Bank Scapia vs Niyo Global: both are free with zero forex markup, but they differ on rewards, lounges and redemption. Full rupee maths inside.

ComparisonFederal BankSBM BankTravel
A row of metal credit cards in different colours laid out on a wooden table

Standard Chartered Beyond Credit Card Review 2026: Worth It?

22 September 2026

Standard Chartered Beyond review: ₹25,000 annual fee, 3.33% base reward rate, unlimited lounges with 8 guest visits and ₹15,000 welcome vouchers. Worth it?

Card ReviewStandard CharteredPremium CardsLounge Access
Two premium metal credit cards placed side by side on a dark surface

Kotak White Reserve vs Axis Magnus (2026): Which Card Wins?

22 September 2026

Kotak White Reserve vs Axis Magnus compared on fees, waivers, reward maths, lounge access and forex, with worked examples at ₹1 lakh and ₹2 lakh monthly spend.

ComparisonKotakAxis BankPremium Cards
Black metal credit cards resting on a leather wallet

HDFC Diners Club Black vs ICICI Emeralde Private Metal (2026)

22 September 2026

HDFC Diners Club Black Metal vs ICICI Emeralde Private Metal compared on fees, reward rates, milestones, lounges, golf, forex and acceptance, with worked maths.

ComparisonHDFCICICIPremium Cards
Woman shopping online on a laptop with a credit card in hand

BOBCARD Tiara Review 2026: Is This Women's Card Worth ₹2,499?

22 September 2026

BOBCARD Tiara review: fees, 3.75% travel and dining rate, gated domestic lounge access, subscription bundle, health check-ups, pros, cons and alternatives.

Card ReviewBank of BarodaRuPayLounge Access